Category: Personal Finance
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CBA Credit Card Cash Advance Fees: Hidden Costs on Lottery Purchases
Discovering CBA credit card cash advance fees can be shocking. I recently learned this when a $4 charge appeared on my Commonwealth Bank Australia credit card statement for buying lottery tickets. This unexpected fee highlights an important aspect of credit card usage that many cardholders overlook. Understanding CBA Credit Card Cash Advance Fees Commonwealth Bank…
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Hidden Loan Terms: Understanding Financial Contract Changes Without Consent
Hidden loan terms can significantly impact borrowers when financial institutions change contract conditions without consent. Many consumers are shocked to discover that lenders like Perpetual Corporate Trust Limited and Freedom Lend Pty Ltd reserve the right to modify fees, interest rates, and repayment terms unilaterally. This concerning practice affects millions of Australians who rely on…
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Fixed vs Variable Home Loans: Which Interest Rate Option Is Better?
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Family Trust CGT Benefits: Is a Discretionary Trust Worth It for Tax Minimization?
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Home Loan Offset Account Delays: What ANZ Customers Need to Know
Recently, I received an important notice from ANZ regarding home loan offset accounts. While this may not affect my personal situation, I wanted to highlight the financial impact of their statement: “Allow up to 5 days for your new account to be linked to your loan.” This home loan offset account delay could cost you…